At KBSE Bullion Sdn. Bhd., we value your privacy. This Privacy Policy explains how KBSE Bullion Sdn. Bhd. ("MEEM Gold", "we", "our", or "us") collects, uses, discloses, stores, and protects your personal data when you visit https://meem.com.my, use the MEEM mobile application on iOS or Android, use our digital services, or communicate with us through phone, email, WhatsApp, in-app forms, or other official channels.
By using our Website, mobile application, or services, you consent to the practices described in this Privacy Policy. This Policy does not cover how independent third parties collect or use your personal information through their own platforms or services. We encourage you to review their privacy policies before engaging with them.
Name, email address, phone number, date of birth, NRIC or other identification details, shipping address, billing information, MEEM account details, introducer details, and profile information you provide.
Order history, payment method, bank or payment details, invoices, receipts, delivery details, returns, refunds, event check-ins, and service request records.
Device name, operating system, app version, authentication status, Expo push notification token, notification preferences, crash or diagnostic information, IP address, and technical logs needed to secure and operate the app.
Browser type, cookies, pages visited, items viewed or searched, clicks, navigation flow, time spent, support messages, enquiries, feedback, and other information you submit when contacting us or using our services.
We recognize the importance of protecting children's personal data. We may allow customers to register or manage accounts on behalf of children under the age of 18, subject to parental or legal guardian consent and supervision. Parents or legal guardians are responsible for the use of such accounts and for providing any personal data on behalf of children.
We do not knowingly collect personal data directly from children without appropriate parental or legal guardian consent. If we become aware that a child's data was submitted without proper authorization, we will take steps to delete or restrict it promptly, unless retention is required by law, compliance, fraud prevention, or legitimate business record obligations.
MEEM Gold processes personal data where we have a valid basis to do so, including your consent, performance of a contract or transaction, compliance with legal obligations, protection of our rights and security, and our legitimate interests where they do not override your rights.
The MEEM mobile application may request certain device permissions only when needed for app features:
We do not use camera access to collect photos or videos in the background. We do not sell your device identifiers or push notification tokens.
Our Website uses cookies and similar technologies to enable secure logins, shopping cart functionality, session management, preferences, analytics, and performance improvements. You may manage or disable cookies through your browser settings, but some Website features may not work properly.
We may engage trusted third-party service providers to support our Website, mobile app, backend services, and business operations. These providers are authorized to use personal data only as needed to provide services to us and are expected to protect it appropriately.
We do not sell your personal data. We may disclose personal data only where necessary to operate our services, fulfil transactions, comply with the law, enforce our terms, protect users, protect our business, or support a corporate transaction such as restructuring, merger, or transfer of business assets.
We may disclose information to service providers, business partners involved in your transaction, regulators, law enforcement, courts, professional advisers, or other parties where required or permitted by law.
We implement appropriate technical and organizational measures to protect personal data against unauthorized access, alteration, disclosure, loss, or misuse. These measures may include access controls, authentication, encryption or secure device storage where appropriate, monitoring, backups, and operational security controls.
We retain personal data for as long as needed to fulfil the purposes described in this Policy, provide our services, resolve disputes, maintain business records, prevent fraud, and comply with legal, accounting, tax, anti-money laundering, and regulatory obligations. Some transaction, identity, or compliance records may need to be retained even after account closure.
Subject to Malaysian data protection laws and applicable legal limitations, you may request access to your personal data, request correction of inaccurate or outdated data, withdraw consent where processing is based on consent, request deletion, or request account closure.
We may be unable to fulfil a request where retention or processing is required for legal, regulatory, accounting, security, fraud prevention, dispute resolution, or legitimate business reasons. We may also decline requests that are frivolous, excessive, manifestly unfounded, extremely impractical, or would infringe the rights or privacy of others.
We may update this Privacy Policy from time to time to reflect changes to our Website, mobile app, services, legal requirements, or business practices. Any changes will be posted on this page with the updated date. Your continued use of the Website, mobile app, or services after changes are posted constitutes acceptance of the updated Policy.
KBSE Bullion Sdn. Bhd.
No. 2-11-1, Presint Alami, Pusat Perdagangan Worldwide 2,
Persiaran Akuatik, Seksyen 13,
40100 Shah Alam, Selangor.
Tel / WhatsApp: 03 - 5523 1231
Delete account policy: Delete account page
This page is intended for MEEM Gold's Website, iOS app, Android app, App Store Connect, Google Play Console, and in-app privacy links.